Where does complexity belong?
Payments cross borders, systems, and regulations. How much of that complexity does a customer actually need to see?
Hi! I’m Ayush 👋
I build financial products, explore what AI can do, and turn a little curiosity into side projects.
Curious about products, people, and places.
The questions behind the work
A few things
on my mind.
Some questions are worth keeping open.
What still needs a person?
AI makes it easier to build and test. The interesting question is where human judgment, trust, and oversight matter most.
What happens when you follow a small idea?
A travel poster. A globe of photo places. Side projects leave room to explore a question by making something you can use.
The journey so far.
Full profileMy product journey spans fintech at Nium, customer software at Zendesk, and mobility at Grab and Zoomcar.
Fintech · Cross-border payments
Nium
Director of Product
Aug 2022 - Present · 4y 2m 🇸🇬
SaaS · Customer service
Zendesk
Senior Product Manager
Mar 2020 - Aug 2022 · 2y 5m 🇸🇬
Mobility · Marketplace
Grab
Senior Product Manager
Aug 2018 - Mar 2020 · 1y 7m 🇸🇬
Mobility · Car sharing
Zoomcar
Product Manager
Jul 2015 - Aug 2018 · 3y 1m 🇮🇳
Education2009–2014
Indian Institute of Technology Kharagpur
Speaking
& teaching
Some ideas get better when you say them out loud. I speak about product and AI, and teach practical product management through a UX lens.
Upcoming panelist · Singapore · 5 December 2026
8th DMAT Confex 2026
Exploring how businesses can win customers beyond search as AI reshapes discovery, trust, and digital experiences.
Upcoming speaker · Singapore · 2–3 March 2027
The MarTech Summit Asia
Sharing how AI connects product management and marketing through sharper customer insight, faster experiments, and clearer go-to-market decisions.
Past speaker · Singapore · 16 July 2026
Mobile & App Growth Summit
Explored how AI is reshaping product management in financial services, from human oversight and guardrails to faster testing and machine-ready product design.
Lecturer · MAGES Institute · 2024–2026
Product Management with UX
Taught practical product management through a UX lens, from user research and roadmapping to prioritisation, prototyping, and delivering a capstone project.
Things I’m building.
Side projects at the intersection of building, travel, and seeing things differently.
Wanderplots / Personal project
Your travels,
in a different form.
What if a journey could live somewhere beyond a camera roll? Wanderplots turns routes, destinations, and travel statistics into a poster.
Explore WanderplotsLoading the atlas…
Open full atlas Personal atlas / Interactive project
A world
in the camera roll.
A camera roll, given coordinates. Explore 173 photo places across 22 countries on an interactive globe.
Explore the globeGet in touch.
For product conversations, speaking invitations, or collaborations, send me a note.