Nium
Director of Product Management
Aug 2022 - Present 🇸🇬
Fintech · Cross-border payments
Fintech product leader • AI builder • speaker
Ayush
Upadhyay
I build financial products and AI workflows that help teams navigate complex markets, regulation, and customer needs with clarity, speed, and trust.
Experience
Full profileMy work spans financial services, customer software, and mobility. Today, my focus is on cross-border payments, cards, and SME financial services at Nium.
Zendesk
Senior Product Manager
Mar 2020 - Aug 2022 🇸🇬
SaaS · Customer service software
Grab
Senior Product Manager
Aug 2018 - Mar 2020 🇸🇬
Mobility · Marketplace
Zoomcar
Product Manager
Jul 2015 - Aug 2018 🇮🇳
Mobility · Car sharing
Education2009–2014
Indian Institute of Technology Kharagpur
Speaking
& teaching
I share what I learn to help others build with more confidence, clarity, and care. Speaking and teaching are how I give back.
Upcoming speaker · Singapore · 2–3 March 2027
The MarTech Summit Asia
Sharing how advances in AI can bring product managers closer to marketing through sharper customer insight, faster experiments, and more coherent go-to-market decisions.
Past speaker · Singapore · July 16, 2026
Mobile & App Growth Summit
Explored how AI is reshaping product management in financial services, from human oversight and guardrails to faster testing and machine-ready product design.
Lecturer · MAGES Institute · 2024–2026
Product Management with UX
Taught product lifecycle, roadmapping, user research, prioritisation, prototyping, and capstone delivery through a practical UX lens.
Projects
Personal products, visual experiments, and places.
Wanderplots / Personal project
Your travels,
in a different form.
Personalized travel visualizations that bring routes, destinations, and journey statistics together in a poster.
Explore WanderplotsLoading the atlas…
Open full atlas Personal atlas / Interactive project
A world
in the camera roll.
A searchable three-dimensional atlas of 173 places across 22 countries.
Explore the globe